Contractual and retirement pension
Retirement pension abroad
Your retirement pension consists of several parts which together form the basis for your income when you get older. When you work or live in countries other than Norway, the basis for the pension and also your rights are affected. Learn more about what this could mean for you and your pension, including AFP.
This page is for you if
You have worked abroad for a period
If you have worked abroad for a period of time, this may mean that you lack earnings in the Norwegian national insurance scheme (Folketrygden). If you have worked in a government position within the European Economic Area (EEA), that time period may count towards membership time with us.
You are working abroad
If you work abroad, this usually means that you have lost your membership in the Norwegian national insurance scheme. This may have consequences for your rights, including the right to receive contractual pension (AFP) between the ages of 62 and 65.
You live abroad but work in a membership position
As long as you work in a position subject to membership, you will earn an occupational pension with us. If you lose your membership in the national insurance scheme, you must pay a special rate to keep your membership with us if you are born in 1962 or earlier.
When are you born?
The rules that apply to you depend on your year of birth.